HOME LOAN ASSISTANCE
AVAILABLE OPTIONS:
Options that may be available to borrowers who are unable to afford their mortgage payments and who wish to avoid foreclosure:
Loan Modification
Short Sale
Deed in Lieu of Foreclosure
Some other Workout Agreement
No Workout Agreement
STEPS TO EXPLORE THESE OPTIONS:
Request a meeting with a representative of Beneficiary or Beneficiary’s Authorized Agent:
Responding in writing to:
Galvin Realty Law Group
6100 219thStreet SW, Suite 560
Mountlake Terrace, WA 98043
Responding by calling: 425-248-2163
FINANCIAL DOCUMENT PACKAGE:
List of financial documents borrowers should collect and be prepared to present to the beneficiary or authorized agent when discussing options for avoiding foreclosure:
Request for Mortgage Assistance
Proof of Income
Bank Statements – 2 Most Current Months
Tax Returns – 2 Most Current Years
SEEKING ASSISTANCE:
Housing counselors and legal assistance may be available at little or not cost to you. Whether or not you contact a housing counselor or attorney, you have the right to request a meeting with the beneficiary. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
United States Department of Housing and Urban Development: Toll-free: 1-888-995-HOPE (1-888-995-4673)
http://www.hud.gov/offices/hsg/sfh/hcc/fc/Statewide Foreclosure Hotline recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663)
http://www.wshfc.org/buyers/counseling.htmStatewide Civil Legal Aid Hotline for assistance and referrals to other counselors and attorneys: 1-800-606-4819
http://www.ocla.wa.gov/